Terms of Service
Last updated: November 12, 2026
Overview
These Terms of Service ("Terms") govern your access to and use of the website, community platform, member account, and services ("Services" and "Platform") provided by Sophron® ("Sophron", "we", "us", or "our"). Sophron operates the Amsterdam Investment Club and the London Investment Club, primarily operates as an organizer of networking and educational events, and may act as an affiliate for third-party partners.
By visiting our website, creating an account, or registering for an event, you agree to be bound by these Terms. If you do not agree, you may not access our Services.
Section 1. Account Terms and Permissible Use
By agreeing to these Terms of Service, you represent that you are at least 18 years of age. If you are under the age of 18, you confirm that you have obtained explicit consent from your parent or legal guardian to use this Platform. We reserve the right to refuse the Platform or Service to anyone, particularly in cases where an individual violates our community standards or code of conduct.
Section 2. Modifications to the Service and Prices
We are constantly improving our services. We reserve the right to modify or discontinue parts of the Service to better serve the community without notice at any time. Prices for our memberships and events are subject to change. For recurring memberships, we will provide you with reasonable prior notice of any price changes.
Section 3. Products, Services, Events & Availability
We provide access to networking events, educational resources, and recruitment opportunities available online and offline. These Services and events often have limited capacity, and we reserve the right to limit sales or registrations to any person, geographic region, or specific target group on a case-by-case basis. We strive to describe our events and Services as accurately as possible. However, we do not warrant that the quality of any Services, information, or other material obtained by you will strictly meet your personal expectations. All descriptions of Services and events are subject to change at any time without notice at our sole discretion, specifically regarding changes to the speaker lineup, dates, or venue.
Section 4. Changes in Bookings and Account Information
We reserve the right to refuse any booking or membership registration if it violates our admission criteria. We may, in our sole discretion, limit or cancel the number of tickets purchased per person or per order to ensure fair access. In the event that we make a change to or cancel a booking, we will attempt to notify you via the email or phone number provided at the time of booking. You agree to provide current, complete, and accurate purchase and account information for all interactions with our Platform. It is your strict obligation to promptly update your account information, so that we can complete your transactions and contact you as needed.
Section 5. Third Party Products or Services
We may provide you with access to third-party products or tools over which we neither monitor nor have any control. You acknowledge and agree that we provide access to such tools or products "as is" and "as available" without any warranties or endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools or products. Any use by you of such tools or products is entirely at your own risk.
Section 6. Third-Party Links and Affiliate Disclosure
Certain content, products, and services available via our Service may include materials from third parties, including corporate partners and sponsors. As an affiliate, Sophron may receive a commission or compensation for purchases made through links to third-party partners. Third-party links on this site may direct you to external websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of these sites. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, or content made in connection with any third-party websites. Please review the third-party's policies carefully before you engage in any transaction.
Section 7. User Comments, Feedback and Other Submissions
If you send submissions (e.g., contest entries, pitch decks) or creative ideas, suggestions, or proposals (collectively, 'Comments'), you grant Sophron a non-exclusive, royalty-free, perpetual, and worldwide license to use, edit, copy, publish, and distribute any Comments you forward to us for the purpose of operating and promoting Sophron and the clubs it operates. We are under no obligation to maintain any Comments in confidence (unless agreed otherwise in a separate NDA) or to pay compensation. We may remove content that we determine to be unlawful, offensive, threatening, libelous, or otherwise objectionable or in violation of any party's intellectual property or these Terms.
Section 8. Personal Information
Your submission of personal information through the Platform is governed by our Privacy Policy, which can be viewed here: Privacy Policy
Section 9. Errors, Inaccuracies and Omissions
The content provided on this Platform, including market analysis, educational resources, and event presentations, is for general informational and educational purposes only. Nothing on this site or in our community constitutes financial, investment, or legal advice.
Occasionally there may be information on our site that contains typographical errors, inaccuracies, or omissions that may relate to event descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information in the Service is inaccurate at any time without prior notice. In the event of a manifest error in pricing (e.g., a ticket price that is clearly incorrect), we reserve the right to cancel the transaction and refund any amounts paid.
Section 10. Prohibited Uses & Code of Conduct
In addition to other prohibitions as set forth in these Terms, you are strictly prohibited from using the site or our community channels: (a) for any unlawful purpose; (b) to solicit others to perform unlawful acts; (c) to infringe upon our intellectual property rights (including unauthorized sharing of exclusive materials); (d) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, or disability; (e) to submit false or misleading information; (f) to upload viruses or malicious code; or (g) to use automated systems (scraping) to extract data. We reserve the right to immediately suspend or terminate your Services and membership in the event of any breach of these prohibited uses.
Section 11. Disclaimer of Warranties; Limitation of Liability
The Service, including all educational content and events, is provided 'as is' and 'as available' without any representation, warranties, or conditions of any kind. Sophron does not warrant that the results obtained from the use of the Service, including investment decisions based on our content, will be accurate, profitable, or reliable. To the fullest extent permitted by Dutch law, Sophron, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, punitive, or consequential damages (including lost profits, lost revenue, or loss of data) arising from your use of the Service or participation in events. Our liability shall in all cases be limited to the amount paid by you for the specific service or event giving rise to the claim, or, in the case of insured events, the amount paid out under our liability insurance policy. This limitation does not apply to damages caused by the intent or gross negligence (opzet of bewuste roekeloosheid) of Sophron's executive management.
Section 12. Indemnification
You agree to indemnify, defend and hold harmless Sophron® and our partners, officers, directors, agents, contractors, licensors, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms of Service or your violation of any law or the rights of a third party.
Section 13. Severability
In the event that any provision of these Terms of Service is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law. The unenforceable portion shall be deemed to be severed from these Terms, and such determination shall not affect the validity and enforceability of any other remaining provisions.
Section 14. Termination
You may terminate your account or use of the Services at any time, subject to any specific cancellation periods related to active paid memberships. We reserve the right to immediately suspend or terminate your access to our Services without prior notice if, in our sole judgment, you fail to comply with any term or provision of these Terms or violate our community standards. Upon termination, you will remain liable for all amounts due up to and including the date of termination.
Section 15. Governing Law
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the Netherlands. Any disputes arising from or related to these Terms or our Services shall be submitted to the exclusive jurisdiction of the competent court in Amsterdam, unless mandatory consumer law prescribes otherwise.
Section 16. Changes to Terms of Service
You can review the most current version of the Terms of Service at any time on this page. We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms by posting updates to our website. Your continued use of or access to our website or the Service following the posting of any changes constitutes acceptance of those changes.
Section 17. Contact Information
Sophron®
De Klencke 95B, 1083 HH, Amsterdam
+31 6 2500 6971
CoC-number: 97127841
VAT number: NL005250152B24
Section 18. Refunds & Cancellations
Pursuant to Article 6:230p of the Dutch Civil Code, the statutory right of withdrawal (cooling-off period) does not apply to services related to leisure activities, events, or workshops that are scheduled for a specific date or period. Consequently, ticket purchases are final upon payment.
We offer a voluntary cancellation policy. Registrations may be cancelled free of charge if a written request is received at least 48 hours prior to the scheduled start of the event. For cancellations received between 24 and 48 hours before the event, a refund of 50% of the booking amount will be issued. Cancellations made within 24 hours of the event, as well as failure to attend without prior notification ("no-show"), are non-refundable and may result in a no-show fee to cover incurred costs such as catering. Requests for rescheduling are subject to availability and must be communicated at least two hours in advance.
All cancellation and rescheduling requests must be submitted in writing to: contact@sophron.eu
Section 19. The Sophron® Analyst Program Subscription
Start and right of withdrawal. Access to the Sophron® Analyst Program, beginning with its online onboarding and the analyst portal, starts immediately after payment. At checkout you expressly request this immediate start and acknowledge that you lose your statutory right of withdrawal once access has started (Article 6:230p Dutch Civil Code). Program payments are therefore not refunded, in whole or in part.
The Sophron® Passport. The Sophron® Passport, which includes the Sophron® Analyst Program and its modules, costs €25 per year, including VAT (a subscription started before 4 November 2026 keeps €18.15 per year until it is cancelled), billed once a year in advance through Stripe from the day you pay. The subscription renews each year until you cancel it.
Cancelling. You can cancel at any time from your account at sophron.eu. Cancelling stops the next renewal; access then remains until the end of the year already paid for. There is no refund for the remaining period.
When the subscription ends. When the subscription ends (after cancelling, a failed renewal payment, a refund or a payment dispute), access to the analyst portal ends. Points, badges, certificates, research and other results you earned remain yours. If a payment for the program is refunded or disputed with your bank or card issuer, the subscription and access end immediately.
AIC Premium. The program is also included in AIC Premium, a membership of the Amsterdam Investment Club. Premium is governed by the terms of the Amsterdam Investment Club.
Section 20. Linking a Brokerage Account
Optional. Linking a brokerage account is optional. It is offered to members of the Sophron® Analyst Program and Quant Program with a verified email address.
Paper accounts only. Sophron® links paper (practice) accounts only, so no real money is involved.
Your account, your decisions. The brokerage account is yours and is governed by your own agreement with your brokerage provider. Sophron® is not a broker, does not open or hold accounts, and gives no investment advice. Sophron® never moves money into or out of your account.
What the link allows. By linking, you authorise Sophron® to access your account information and to place transactions in your account at your direction, as your provider's own screen explains. Sophron® places no orders today. If that changes, orders will only be placed for a strategy you deploy yourself, while it runs, and we will tell you before it starts.
Disconnecting. You can disconnect at any time on sophron.eu/connect/alpaca or in your brokerage account's settings. Disconnecting does not cancel orders already in your account; manage those with your provider.
No warranty from the provider. Your brokerage provider does not warrant or guarantee that Sophron® will work as advertised or expected.
Section 21. The Options Group with Sven Hubens
What it is. The Options group is a private Telegram group with Sven Hubens for people who bought the Options Course. Members ask questions about options and trading careers; the Sophron® bot gives every question its own topic and Sven answers there. Sven answers regularly, but no answer time is promised.
Not financial advice. Nothing in the group is investment advice, financial advice, trading advice or any other sort of advice, and it must not be treated as such. Everything Sven Hubens, Sophron® and other members post is for education and information only. Sophron® is not licensed by the AFM to give individual investment advice. Speak to a licensed financial adviser before making any investment decision. Your trades and your money are your own responsibility.
Who can join. Only buyers of the Options Course, through the Group tab of the course portal, with a subscription. A buyer whose six months of course access are still running can start one free month (a 30-day trial), once per person. A card is required to start the trial, and the subscription then continues at the monthly price unless it is cancelled before the trial ends. We email you 7 days before the first payment.
Price. €30.25 a month including 21% VAT (€25 plus VAT), billed monthly in advance through Stripe. The subscription renews each month until you cancel it. You receive a confirmation email when the subscription starts and a receipt by email for every payment.
Start and right of withdrawal. Access starts immediately when the subscription starts. At checkout you expressly request this immediate start and acknowledge that you lose your statutory right of withdrawal once access has started (Article 6:230p Dutch Civil Code).
Cancelling. You can cancel at any time on your account page at sophron.eu (Clubs & programs, Subscriptions), also after your course access has ended, or in the Group tab of the course portal. We confirm a cancellation by email. Cancelling during the free month means you are never charged. Otherwise cancelling stops the next payment, and access remains until the end of the month already paid for. There is no refund for the remaining period.
Joining and your number. To join, you connect your Telegram account with the Sophron® bot, agree to the group rules and share your own Telegram phone number with the bot. Only the bot receives the number, never the group. Sophron® keeps a one-way fingerprint of it and its last four digits, so that one number cannot be used for more than one account, and never the full number. Each invite link is personal and works for your Telegram account only.
Group rules.
- Ask how things work, not what to trade. No trade calls, signals, promotion, links to paid groups or selling.
- Questions for Sven go in the group, never in a private message to him.
- Each question becomes its own topic. To keep the group readable, a member can have at most 3 questions waiting for an answer at a time and ask at most 5 new questions in 24 hours. Very short messages are not turned into questions, and the bot may point you to a similar question that was already answered.
- What is said in the group stays in the group. Do not share screenshots of members or their messages outside it.
- Be respectful to Sven and to the other members.
When access ends. The Sophron® bot removes you from the group automatically when the subscription ends: after cancelling, at the end of a trial you cancelled, after a failed payment that is not settled within three days, or when a payment is refunded or disputed with your bank or card issuer (which also ends the subscription immediately). You can rejoin at any time by subscribing again. Messages you posted stay in the group.
Breaking the rules. Sophron® may remove a member who breaks these rules from the group and cancel their subscription.